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Financing 2019-01-28T16:13:30+00:00

Let’s face it: Auto repairs can be expensive for hardworking Americans. And if your car isn’t running, it can be extremely difficult to get to your job, take your kids to school and go about your normal life.

We accept all Bank Debit Cards and all Major Credit Cards including American Express, We are ready to provide service for your company’s fleet through FleetCor, The global fleet card company (Which includes Fuelman). We are also happy to provide services to any Government agencies thru the Voyager Card System.

It is no surprise that car repairs can be costly. According to AAA, the annual cost to own and operate a vehicle is $8,698. Maintenance alone costs an average of $766.50 per year. If you need new tires, expect to pay $525 to $725.

If you’re going to a new mechanic and the repair estimate seems high, check the required repairs on the Consumer Reports Care Repair Estimator. This will give you an idea of how much repairs should cost, so you don’t overpay.

Unsecured personal loans are a reliable option for paying for car repairs. You can apply for a personal loan at a bank or credit union, but online lenders tend to provide funds more quickly. You’ll often get an answer within minutes or hours, which will help if you need your car fixed right away.
With unsecured personal loans, interest rates are usually fixed. This means that your payment amount won’t fluctuate with the market, and your interest rates will stay consistent.

Loan terms often span two to three years, which makes for lower monthly payments. Remember, though, the longer you take to pay off the loan, the more interest you’ll pay on your car repair loan over time.

Pros: Online lenders could offer you fewer fees and more competitive rates than savings and loans and credit unions. Funding is generally quick, which helps when your car doesn’t work. Long loan terms can make it easier to afford your monthly payments.

Cons: It’s hard to get a personal loan with bad credit. If you do manage to get one despite a low credit score, expect to pay a high-interest rate on the money you borrow.

If you need to borrow money to get your car running again, On Your Way Auto, LLC is here to help you with a choice of two flexible auto repair financing choices even for our customers who may have lower credit scores. We have finance available for scores as low as 550, and in some cases lower. Just another way we are committed to helping you get back on the road.
Did you know we offer monthly payments and 60 days interest waived on service and repair work for qualified borrowers? For more information, please visit
  • Simple Online Application with an Instant Decision*
  • 60-Day Interest Waived Program*
  • Loans from $350 – $7500*

Our other option for finance is with Credit First National Association, they have partnered with us, On Your Way Auto, LLC, and can provide you with your own AutoPass Automotive credit card with our company name listed on it. The best part is that this card will be usable nationwide for automotive repairs at any participating repair shop. To apply and find participating Nationally known and local Tire and Repair shops: visit

Enter our zip code 74131 and look for us, On Your Way Auto, and select Apply Now.

  • Any orders over $149.99 are interest-free for 6 mos.
  • Loans from $1,000.00 to $4,500.00
  • Minimum monthly payments required